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The material contained on this site and on the associated web pages on sksindia.com is general information only and is not intended to be a professional advice on and particular matter. Any user of sksindia.com website is advised to either seek appropriate professional advice or cross check all the facts, laws and contents as may be referred to in the content on this website with original government/ statutory publications or notification and the like before acting on the basis of any information contained herein.

sksindia.com has made appropriate efforts to avoid errors or omission in the content of this website. The user of this website acknowledges that some errors or omissions may be inherent in the content of the website, which cannot be prevented.

Any mistake, error or discrepancy noted may be brought to our attention and appropriate efforts shall be undertaken to rectify the same.

At any stage if the user is dissatisfied with any portion of the sksindia.com website, or with any of these terms of use, the user’s sole and exclusive remedy is to discontinue the use of the sksindia.com website.

sksindia.com reserves the rights, at any time to modify, alter, or update the contents on the sksindia.com website and / or these terms of use and disclaimer and all users shall be bound by the terms and conditions so modified, altered or updated.

In respect of any services availed through the sksindia.com website, sksindia.com disclaims all warranties and liabilities as may be associated with such services. If the user is dissatisfied with any mentioned services on the sksindia.com website, the user’s sole and exclusive remedy would be to directly contact the concerned service provider for remedy and such service provider shall be entitled to entertain any claims on the accuracy, availability, performance reliability, refunds, suitability, timeless, performance and/ or any such related parameters on their respective services or related material as referred to on the sksindia.com website.

sksindia.com and/or its directors, employees, agents, representatives and the authors make no representations about the suitability, reliability, availability, timelines and accuracy of the information, products, services and related material contained on the sksindia.com website for any purpose. All such information, products, services and related material are provided “as is” and “as available”.

sksindia.com, its directors, employees, agents, representatives and the authors expressly disclaim any and all liability to any person, whether a subscriber or not, in respect of anything and of the consequences of anything done or omitted to be done by any such person in reliance of the contents of this website and associated web pages. It is notified that neither sksindia.com nor the authors will be responsible for any damage or loss of action to any one, of any kind, in any manner, therefrom.

In no event shall sksindia.com, its directors, employees, agents, representatives and the authors be liable for any direct, indirect, punitive, incidental, liquidated, special, consequential damage or any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of the use or performance or inability to use the sksindia.com website or related services.

sksindia.com IS PROVIDING THIS WEBSITE AND ITS CONTENTS ON AN “AS IS” BASIS AND MAKES NO WARRANTIES OF ANY KIND WHATSOEVER. Sksindia.com DOES NOT GAURANTEE THE ACCURACY, COMPLETENESS, OR TIMELINESS OF THE DATA CONTAINED IN THIS WEBSITE. Sksindia.com SHALL HAVE NO LIABILITY FOR ANY ERRORS, MALFUNCTIONS, LOSS OF DATA OR DEFECTS RESULTING FROM OR RELATED TO THE USE OF THE INFORMATION (INCLUDING SOFTWARE) IN THIS WEBSITE. Sksindia.com SHALL NOT BE LIABLE TO THE USER FOR ANY INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGES OR LOSS OF PROFITS ARISING FROM OR RELATED TO THIS WEBSITE OR THE INFORMATION (INCLUDING SOFTWARE) CONTAINED HEREIN.

ANY AND ALL SERVICES OR OTHER MATTERS PROVIDED ON THE Sksindia.com website ARE PROVIDED WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF TITLE, NONINFRINGEMENT, OR FITNESS FOR A PARTICULAR PURPOSE. IN ADDITION Sksindia.com MAKES NO WARRANTY THAT USE OF THE SERVICES OR OTHER MATTER PROVIDED ON THE Sksindia.com website WILL BE UNINTERRUPTED, SECURE, OR ERROR FREE. NO INFORMATION GIVEN BY Sksindia.com, ITS AFFILIATES OR CONTRACTORS OR THEIR RESPECTIVE EMPLOYESS SHALL CREATE ANY WARRANTY.

The relationship between the user and Sksindia.com shall be governed by the Laws of India. The user and sksindia.com agree to submit to the personal and exclusive jurisdiction of the courts located at Hyderabad, India.

For the sake of clarity, a “user” shall be deemed to be the person who gets an access to the Sksindia.com website for any reason whatsoever.

SKS Microfinance (SKS) believes that the responsible use of personal information collected on its Web site is critical to its business objectives and reputation. As part of our commitment to privacy, we have adopted this Online Privacy Statement.

The extent and type of information we receive from you on our Web site depends on the information you provide to us through our contact mailboxes and/or through the registration processes on our sites.

We only use your personally identifiable information to respond to your requests and to provide you with information about SKS services, unless we obtain your permission to use your personal information for other purposes. For example, if you send us an e-mail message requesting information about SKS, we will use your e-mail address and other information you supply to respond to your request.

The personal information you provide to us will be retained only for as long as necessary to fulfill the purposes for which the information was collected or as required by law. We do not share personal information with third parties except as necessary to carry out our business or as required by law or other legal processes, and we never sell your personal information.

*RBI’s Disclaimer

"The Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for discharge of liability by the company.

"Neither is there any provision in law to keep nor does the company keep any part of the deposits with the Reserve Bank and by issuing the Certificate of Registration to the company, the Reserve Bank neither accepts any responsibility nor guarantees for the payment of the deposit amount to any depositor."